Attending Financial Launchpad

Visualize your cash flow and optimize your portfolio allocation.

Mega Backdoor Roth Simulator

Deduction Type

Player 1

Income Source

W-2 Salary

Pre-Tax 401k

Mega Backdoor

457b Pre-Tax

Backdoor Roth

Family & Expenses

HSA Type

529 Contribution

Annual Expenses

Financial Flow

Taxes

$121,327

Pre-Tax

$24,500

Expenses

$80,000

Post-Tax Sav

$7,500

Excess

$116,673

appletto.com

Note: This tool assumes 2026 contribution limits. "Mega Backdoor" refers to making after-tax contributions to your 401(k) and converting them to Roth (either in-plan or via IRA rollover). Check your plan document to ensure this feature is supported.

Factor Investing Allocator

Portfolio Allocator

Customize your asset mix and simulate growth.

Large Cap (VOO) 50%

Tech (VGT) 20%

Small Cap Value (AVUV) 15%

Intl Developed (VEA) 10%

Intl Emerging (VWO) 5%

Total Bond (BND) 0%

Total Allocation

100%

Avg Annual Return

10.7%

Est. Volatility (Risk)

17.8%

Growth of $10k (20 Years)

Edit Assumptions (Return / Risk)

▼

Asset Class Return (%) Risk (%)

large Cap

tech

small Cap Value

intl Dev

intl Emg

agg Bond

appletto.com

Note: Returns and volatility estimates are hypothetical based on historical asset class approximations (Large Cap ~10%, Tech ~13%, Small Cap Value ~12%) and do not guarantee future performance.

Disclaimer: The information provided by this tool is for educational and informational purposes only and should not be construed as financial, investment, or tax advice. Appletto is not a registered investment advisor.

Investment outcomes are not guaranteed and may vary significantly. Past performance is not indicative of future results. You should consult with a qualified financial professional before making any financial decisions. Appletto assumes no liability for any investment decisions made based on this information.